The Scheme is implemented through the Private Sector Scheduled Commercial Banks/Co-operative Banks on selective basis on approval, after verification of intending Banks ’ last 3 year's Balance Sheet and ascertaining quantum of lending port-folio. Margin Money portion will be paid on actual reimbursement basis to the Banks by the respective State/UT KVI Boards out of Margin Money amount placed with them by KVIC and as per guidelines/ circulars issued for the purpose.